The Bank of Khyber – Complete Details

The Bank of Khyber – Complete Details

The Bank of Khyber – Complete Details

The Bank of Khyber (BOK) is one of the leading commercial banks in Pakistan, headquartered in Peshawar. Established in 1991 under an Act of the Provincial Legislative Assembly, BOK has steadily grown into a trusted financial institution. On MoneyToTalk, we will cover the complete details about the Bank of Khyber, its history, services, branches, and digital banking options.

History of Bank of Khyber

The Bank of Khyber was established in 1991 and is owned by the Government of Khyber Pakhtunkhwa. It was created to provide modern banking solutions and to contribute to the economic development of the region. Since then, BOK has expanded across Pakistan, with branches in all major cities.

Ownership and Management

BOK is primarily a government-owned bank, with the majority of its shares held by the Government of Khyber Pakhtunkhwa. The bank is managed by a professional team of bankers and operates under the regulatory framework of the State Bank of Pakistan.

Services Offered by Bank of Khyber

The Bank of Khyber provides a wide range of financial services, both conventional and Islamic, to meet the needs of individuals, businesses, and institutions.

• Personal Banking (Savings Accounts, Current Accounts, Fixed Deposits)
• Islamic Banking (Shariah-compliant accounts and financing)
• Corporate and SME Banking
• Trade Finance and Agricultural Loans
• Digital Banking Services (Mobile and Internet Banking)
• Debit and Credit Cards

Digital Banking with BOK

BOK has introduced modern digital banking facilities for its customers. Through the BOK Digital App, customers can:

• Check account balances and mini-statements
• Transfer funds via IBAN and Raast
• Pay utility bills and mobile top-ups
• Manage debit and credit card services
• Apply for loans and other financial products

Islamic Banking by Bank of Khyber

The Bank of Khyber is also known for its strong Islamic Banking Division. It operates dedicated Islamic banking branches and windows, offering services such as:

• Current and Savings Accounts (Shariah compliant)
• Murabaha and Ijarah financing
• Islamic trade finance
• Takaful (Islamic insurance) products

Branch Network

BOK has more than 220 branches across Pakistan, with a strong presence in Khyber Pakhtunkhwa and expanding operations in other provinces. Customers can access services through branches, ATMs, and the bank’s digital platforms.

Why Choose Bank of Khyber?

• Government-backed and reliable institution
• Comprehensive Islamic and Conventional banking solutions
• Growing branch and ATM network across Pakistan
• Modern digital banking facilities
• Strong focus on customer service and regional development

Conclusion

The Bank of Khyber is a trusted financial institution that combines tradition with modern banking. From personal accounts to corporate financing and from Islamic banking to digital payments, BOK offers complete financial solutions. On MoneyToTalk, we recommend customers in Pakistan to explore BOK for reliable and convenient banking, whether through physical branches or its advanced mobile app.