How to Check Bank Balance Online in Pakistan

How to Check Bank Balance Online in Pakistan

In Pakistan, banks have made it very easy for their customers to check their account balance without visiting the branch. With the help of online banking, mobile apps, SMS alerts, and ATMs, you can instantly know how much money is available in your account. This article will guide you step by step on different methods to check your bank balance online in Pakistan.

1. Check Bank Balance through Mobile Banking Apps

Almost every bank in Pakistan offers a mobile banking application. After registering with your bank, you can download the app from Google Play Store or Apple App Store. Some common mobile apps are:

• HBL Mobile App
• UBL Digital App
• MCB Mobile
• Allied Bank myABL App
• Meezan Bank Mobile Banking

Once you log in with your username and password, you can view your account balance, mini statement, and transaction history.

2. Check Balance through Internet Banking

If you prefer using a computer or laptop, you can access Internet Banking. Visit your bank’s official website and log in with your internet banking ID. From the dashboard, you can easily see your available balance, recent transactions, and account details.

3. Check Balance via SMS Alerts

Many banks in Pakistan provide an SMS alert service. After enabling SMS banking, you can send a text message with a specific code to your bank’s number. For example:

• UBL: Send "BAL" to the official UBL SMS number
• HBL: Use the HBL SMS banking service
• Other banks also provide similar codes

You will receive an instant reply with your current account balance.

4. Check Balance through ATM

Another simple method is by visiting an ATM machine. Insert your debit/ATM card, enter your PIN, and select “Balance Inquiry.” The machine will instantly show your account balance on the screen, and you can also print the receipt if needed.

5. Check Balance via Customer Helpline

Every bank in Pakistan has a dedicated helpline. By calling the helpline and verifying your identity, you can ask for your account balance. Although this method takes more time, it is useful if you do not have access to the internet.

6. Roshan Digital Account Balance Check

For overseas Pakistanis, the Roshan Digital Account offers a facility to check balance online from anywhere in the world. Through the mobile app or internet banking portal, you can instantly check your account details.

Final Thoughts

Checking your bank balance online in Pakistan is fast, safe, and convenient. Whether you use a mobile app, internet banking, SMS service, or ATM, you can keep track of your money without visiting the branch. If you haven’t registered for digital banking yet, it’s the right time to activate it and enjoy hassle-free banking.